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ความคิดเห็นที่ 13 |
Think short-term and long-term.
- Short-term: you'll need an emergency fund that equals 6-8 months of your monthly expenses. In case something goes wrong (e.g. you/your spouse being laid-off or sick, have an accident and etc.) Ask yourself, if you are out-of-job tomorrow, how long can you stay debt-free before getting a new job?
- Long-term: in the u.s., many employers offer 401(k) plans. In my opinion, you should AT LEAST contribute to the plan up to what your employer matches. I consider what they match "free money," so why not?
Beyond 401(k), there're more choices. IRA's, stocks, bonds, gold, real estate, land, etc. I'm learning about them too. :)
Good luck!
แก้ไขเมื่อ 23 ก.พ. 53 07:06:25
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Genuine XXX
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เขียนเมื่อ |
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23 ก.พ. 53 04:28:05
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