ความคิดเห็นที่ 5
ลอกมาจาก http://www.visa-asia.com/ap/sea/cardholders/tips/foreign_currency.shtml
Will the rates shown be the rates charged to my account?
The exact rate you are charged depends on when the transaction is posted to the Visa system, which may be later than the day on which you made a purchase, depending on how promptly each merchant handles their Visa transactions. Also, different banks charge different mark-ups for cross-border transactions; some impose no mark-ups or fees. If you travel internationally frequently, the different pricing charged by issuing banks should be one of the factors you consider when selecting the Visa card that best suits your needs.
ถ้าแปลตามความเข้าใจของผม ก็คือ rate ที่ charge เข้ามาใน statment บัตรเครดิตของเรา ใช้ rate ณ Posting Date ไม่ใช่ Transaction Date
How does Visa calculate its rate?
Every day, except weekends, Christmas Day and New Year's Day, Visa calculates the rate for the next day's transactions. The Visa rate is selected from a range of rates available in wholesale currency markets or the government-mandated rate in effect one day prior to the applicable central processing date. Visa makes this rate available to issuing banks, which may adjust the rate in billing cardholders. The rate Visa makes available to issuing banks may vary from the rate Visa itself receives.
How accurate are the rates?
The rates you are shown are from Visa's internal database for foreign exchange rates and are updated daily. However, they are only meant to serve as an indication of the rate you could expect to receive from your issuer. As exchange rates change constantly, the rate is only accurate for one day. The exact rate you are charged depends on when the transaction is posted to the Visa system which may be later than the day on which you paid, depending on how promptly each merchant handles their Visa transactions.
How do I find out if my bank marks up the Visa rate?
Different banks charge different mark-ups for cross-border transactions; some impose no mark-up or fees. If you travel internationally frequently, the different pricing charged by issuing banks should be one of the factors you consider when selecting the Visa card that best suits your needs. You should contact the bank that issues your card to learn more about the charges you may incur when using your Visa card internationally.
จากคุณ :
Knight 
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5 ก.ค. 51 21:16:20
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